Why is disability insurance important?
You can’t predict what your health will be in the future. You may stay active and eat healthy, but most disabilities are actually caused by unexpected illnesses, like cancer, heart conditions, and strokes.
A long-term disability can have a more severe impact on a family’s expenses than the death of an income provider. With the death of an income provider, expenses decrease because there’s one less family member. If the income provider is disabled, expenses increase due to health care costs.If you suddenly became disabled, whether short or long-term, could your family maintain their standard of living? What about long-term financial goals? When the paychecks stop, what gets sacrificed first?
Disability insurance provides a monthly benefit to help you cover living expenses and maintain your lifestyle during a disability. It also provides peace of mind when it’s needed most.
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